Hemlo's BRF analysis

HSB brf Olsgården i Kumla

Org. no. 716411-5599 · Kumla

Stable associationBased on the 2024 annual report · Analysed 23 Apr 2026

Top 45% in Kumla

Summary

HSB brf Olsgården i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,177 kr per square metre and the annual fee is 551 kr per square metre per year. Lower fee per m² than 100% of associations in Kumla. The analysis highlights, among other things: Stor refinansieringsrisk när lån förfaller tätt, Förhöjd risk för kommande stambyte, Låg underhållsfond trots ålderstigen fastighet.

Compared with neighbouring associations

  • Lower fee per m² than 100% of associations in Kumla
  • Smaller maintenance fund than 60% of associations in Kumla
  • Lower equity ratio than 90% of associations in Kumla

Association facts

Municipality
Kumla
Built
1980
Apartments
79
Total area
7 654 m²

Identified risks

  • High refinancing risk when loans mature in quick successionCritical
  • Increased risk for upcoming pipe replacementHigh
  • Low maintenance fund despite the building’s age scaleHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,177 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre551 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Olsgården i Kumla a financially healthy housing cooperative?
HSB brf Olsgården i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Olsgården i Kumla?
The debt is 3,177 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Olsgården i Kumla?
The annual fee is 551 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Olsgården i Kumla has a health score of 7 out of 10.