Hemlo's BRF analysis

HSB Bostadsrättsförening Malmen i Kumla

Org. no. 775700-0901 · Kumla

Strong associationBased on the 2025 annual report · Analysed 13 Apr 2026

Summary

HSB Bostadsrättsförening Malmen i Kumla receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,618 kr per square metre and the annual fee is 1,049 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Höga kortfristiga skulder kräver förklaring, Samlad refinansieringsrisk vid samma förfallodag, Ingen underhållsfond trots kommande underhåll.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 049 kr/m²
+2% over 1 yr20242025
Debt/m²1 618 kr/m²
-6% over 1 yr20242025
Equity ratio47 %
+2 pp over 1 yr20242025

Association facts

Municipality
Kumla
Built
1946
Apartments
48
Total area
2 718 m²

Identified risks

  • High short-term debts require an explanationHigh
  • Total refinancing risk at the same maturity dateHigh
  • No maintenance fund despite upcoming maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,618 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,049 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Malmen i Kumla a financially healthy housing cooperative?
HSB Bostadsrättsförening Malmen i Kumla receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Malmen i Kumla?
The debt is 1,618 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Malmen i Kumla?
The annual fee is 1,049 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Malmen i Kumla has a health score of 8 out of 10.