Hemlo's BRF analysis

HSB bostadsrättsförening Mora 1 i Mora

Org. no. 769606-4166 · Mora

Stable associationBased on the 2025 annual report · Analysed 6 Sept 2026

Summary

HSB bostadsrättsförening Mora 1 i Mora receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,812 kr per square metre and the annual fee is 730 kr per square metre per year. The annual fee has increased 14% over 2 years. The analysis highlights, among other things: Kraftig avgiftshöjning och fler höjningar redan beslutade, Hög risk för kommande stambyte i 60-talshus, Refinansieringsrisk när flera lån förfaller inom kort.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²730 kr/m²
+14% over 2 yr2023–2025
Debt/m²3 812 kr/m²
-4% over 2 yr2023–2025
Equity ratio15 %
0 pp over 2 yr2023–2025

Association facts

Municipality
Mora
Built
1969
Apartments
102
Total area
7 448 m²

Identified risks

  • Significant rent increase and more increases already decidedCritical
  • High risk of upcoming pipe replacement in 1960s housing blocksCritical
  • Refinancing risk when multiple loans mature within a short periodHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,812 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre730 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB bostadsrättsförening Mora 1 i Mora a financially healthy housing cooperative?
HSB bostadsrättsförening Mora 1 i Mora receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB bostadsrättsförening Mora 1 i Mora?
The debt is 3,812 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB bostadsrättsförening Mora 1 i Mora?
The annual fee is 730 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB bostadsrättsförening Mora 1 i Mora has a health score of 7 out of 10.