Hemlo's BRF analysis

RBF Kalmarhus nr 1

Org. no. 732400-1986 · Kalmar

Stable associationBased on the 2023 annual report · Analysed 14 Jun 2026

Top 48% in Kalmar

Summary

RBF Kalmarhus nr 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 2,135 kr per square metre and the annual fee is 965 kr per square metre per year. Higher fee per m² than 86% of associations in Kalmar. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stambyte sannolikt nära eller oklart genomfört, Stor refinansieringsrisk när större lån förfaller samtidigt, Höga kommande underhållsbehov i äldre fastighet.

Compared with neighbouring associations

  • Lower debt per m² than 76% of associations in Kalmar
  • Higher fee per m² than 86% of associations in Kalmar
  • Larger maintenance fund than 75% of associations in Kalmar
  • Lower equity ratio than 68% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²965 kr/m²
+2% over 1 yr20222023
Debt/m²2 135 kr/m²
-3% over 1 yr20222023
Equity ratio36 %
+3 pp over 1 yr20222023

Association facts

Municipality
Kalmar
Built
1943
Apartments
36
Total area
1 626 m²

Identified risks

  • Pipe replacement likely carried out soon or unclear whether completedCritical
  • High refinancing risk when large loans mature at the same timeHigh
  • High upcoming maintenance needs in an older propertyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,135 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre965 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Kalmarhus nr 1 a financially healthy housing cooperative?
RBF Kalmarhus nr 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in RBF Kalmarhus nr 1?
The debt is 2,135 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Kalmar.
How high is the fee in RBF Kalmarhus nr 1?
The annual fee is 965 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kalmarhus nr 1 has a health score of 7 out of 10.