Hemlo's BRF analysis

RBF Kalmarhus nr 2

Org. no. 732400-2018 · Kalmar

Strong associationBased on the 2024 annual report · Analysed 17 Jun 2026

Top 23% in Kalmar

Summary

RBF Kalmarhus nr 2 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 878 kr per square metre per year. Higher equity ratio than 93% of associations in Kalmar. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Underhållsfonden kan bli pressad av kommande större åtgärder, Stambytet är gammalt och behöver verifieras i omfattning, Kortfristiga lån behöver refinansieras inom kort.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Kalmar
  • Higher fee per m² than 78% of associations in Kalmar
  • Larger maintenance fund than 70% of associations in Kalmar
  • Higher equity ratio than 93% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²878 kr/m²
+9% over 2 yr20222024
Debt/m²876 kr/m²
-47% over 2 yr20222024
Equity ratio78 %
+12 pp over 2 yr20222024

Association facts

Municipality
Kalmar
Built
1945
Apartments
18
Total area
936 m²

Identified risks

  • The maintenance fund could come under pressure from upcoming major measures.Medium
  • The pipe renovation is old and needs to be verified in terms of scope.Medium
  • Short-term loans need to be refinanced soonMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre878 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Kalmarhus nr 2 a financially healthy housing cooperative?
RBF Kalmarhus nr 2 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Kalmarhus nr 2?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Kalmar.
How high is the fee in RBF Kalmarhus nr 2?
The annual fee is 878 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kalmarhus nr 2 has a health score of 8 out of 10.