Hemlo's BRF analysis
BRF Frimuraren 5
Org. no. 769620-9589 · Karlskrona
Top 12% in Karlskrona
Summary
BRF Frimuraren 5 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,763 kr per square metre and the annual fee is 779 kr per square metre per year. Higher equity ratio than 85% of associations in Karlskrona. The analysis highlights, among other things: Alla lån omförhandlas under 2026, Svag underhållsreserv inför framtida åtgärder, Avgifterna är redan på väg upp i flera steg.
Compared with neighbouring associations
- Higher debt per m² than 61% of associations in Karlskrona
- Higher equity ratio than 85% of associations in Karlskrona
Association facts
- Municipality
- Karlskrona
- Built
- 1906
- Apartments
- 18
- Total area
- 1 470 m²
Identified risks
- All loans will be renegotiated during 2026.Critical
- Weak maintenance reserve for future measuresHigh
- The service charges are already on the way up in several stages.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre5,763 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre779 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Frimuraren 5 a financially healthy housing cooperative?
- BRF Frimuraren 5 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Frimuraren 5?
- The debt is 5,763 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Karlskrona.
- How high is the fee in BRF Frimuraren 5?
- The annual fee is 779 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Frimuraren 5 has a health score of 9 out of 10.