Hemlo's BRF analysis

BRF Diligensen i Skärfva By

Org. no. 769615-5030 · Karlskrona

Stable associationBased on the 2024 annual report · Analysed 14 May 2026

Summary

BRF Diligensen i Skärfva By receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 8,916 kr per square metre and the annual fee is 591 kr per square metre per year. Lower fee per m² than 94% of associations in Karlskrona. The analysis highlights, among other things: Mycket hög räntekänslighet kan ge kraftiga avgiftshöjningar, Liten avgiftsbuffert kan tyda på kommande höjningar, Stambytesstatus är oklar i en liten förening.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Karlskrona
  • Lower fee per m² than 94% of associations in Karlskrona
  • Smaller maintenance fund than 94% of associations in Karlskrona
  • Higher equity ratio than 65% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Apartments
8
Total area
888 m²

Identified risks

  • Very high interest-rate sensitivity can lead to significant increases in chargesCritical
  • A small fee buffer can indicate upcoming increasesHigh
  • The status of pipe replacement is unclear in a small associationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,916 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre591 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Diligensen i Skärfva By a financially healthy housing cooperative?
BRF Diligensen i Skärfva By receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Diligensen i Skärfva By?
The debt is 8,916 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Karlskrona.
How high is the fee in BRF Diligensen i Skärfva By?
The annual fee is 591 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Diligensen i Skärfva By has a health score of 7 out of 10.