Hemlo's BRF analysis
BRF Flundran 3
Org. no. 769614-1543 · Karlskrona
Top 32% in Karlskrona
Summary
BRF Flundran 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,126 kr per square metre and the annual fee is 814 kr per square metre per year. Higher equity ratio than 100% of associations in Karlskrona. The annual fee has increased 27% over 4 years. The analysis highlights, among other things: Höga energikostnader kan pressa avgiften, Ränterisken kan slå igenom vid omförhandlingar, Svag underhållsfond ökar risken för framtida avgiftshöjningar.
Compared with neighbouring associations
- Higher debt per m² than 73% of associations in Karlskrona
- Larger maintenance fund than 63% of associations in Karlskrona
- Higher equity ratio than 100% of associations in Karlskrona
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlskrona
- Built
- 2007
- Apartments
- 56
- Total area
- 6 230 m²
Identified risks
- High energy costs can put pressure on the feeHigh
- The interest rate risk may feed through at refinancing negotiationsHigh
- Weak maintenance fund increases the risk of future rent increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre6,126 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre814 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Flundran 3 a financially healthy housing cooperative?
- BRF Flundran 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Flundran 3?
- The debt is 6,126 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Karlskrona.
- How high is the fee in BRF Flundran 3?
- The annual fee is 814 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 27% over 4 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Flundran 3 has a health score of 8 out of 10.