Hemlo's BRF analysis
BOSTADSRÄTTSFÖRENINGEN HAREN 3
Org. no. 789200-1442 · Sundsvall
Summary
BOSTADSRÄTTSFÖRENINGEN HAREN 3 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,374 kr per square metre and the annual fee is 805 kr per square metre per year. Lower equity ratio than 94% of associations in Sundsvall. The annual fee has increased 16% over 1 years. The analysis highlights, among other things: Oklart stambyte i 65-årig fastighet är en stor kostnadsrisk, Mycket hög räntekänslighet kan ge kraftiga avgiftshöjningar, Underhållsplan saknas trots låg underhållsreserv.
Compared with neighbouring associations
- Higher debt per m² than 82% of associations in Sundsvall
- Lower fee per m² than 67% of associations in Sundsvall
- Smaller maintenance fund than 91% of associations in Sundsvall
- Lower equity ratio than 94% of associations in Sundsvall
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Sundsvall
- Built
- 1960
- Apartments
- 8
- Total area
- 576 m²
Identified risks
- Unclear pipe replacement in a 65-year-old property is a major cost riskCritical
- Very high interest-rate sensitivity can lead to significant fee increasesCritical
- Maintenance plan missing despite low maintenance reserveHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre7,374 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre805 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BOSTADSRÄTTSFÖRENINGEN HAREN 3 a financially healthy housing cooperative?
- BOSTADSRÄTTSFÖRENINGEN HAREN 3 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BOSTADSRÄTTSFÖRENINGEN HAREN 3?
- The debt is 7,374 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Sundsvall.
- How high is the fee in BOSTADSRÄTTSFÖRENINGEN HAREN 3?
- The annual fee is 805 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN HAREN 3 has a health score of 5 out of 10.