Hemlo's BRF analysis
BRF Karlshall
Org. no. 773600-0147 · Kristinehamn
Summary
BRF Karlshall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,182 kr per square metre and the annual fee is 897 kr per square metre per year. Lower equity ratio than 100% of associations in Kristinehamn. The analysis highlights, among other things: Mycket hög skuldkänslighet för räntor, Stor andel av lånen förfaller samtidigt under 2025, Mycket svag soliditet med negativt eget kapital.
Compared with neighbouring associations
- Lower debt per m² than 92% of associations in Kristinehamn
- Higher fee per m² than 76% of associations in Kristinehamn
- Smaller maintenance fund than 84% of associations in Kristinehamn
- Lower equity ratio than 100% of associations in Kristinehamn
Association facts
- Municipality
- Kristinehamn
- Apartments
- 33
- Total area
- 1 779 m²
Identified risks
- Very high debt sensitivity to interest ratesCritical
- A large share of the loans falls due at the same time during 2025High
- Very weak equity ratio with negative equityHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre6,182 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre897 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Karlshall a financially healthy housing cooperative?
- BRF Karlshall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BRF Karlshall?
- The debt is 6,182 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Kristinehamn.
- How high is the fee in BRF Karlshall?
- The annual fee is 897 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Karlshall has a health score of 6 out of 10.