Hemlo's BRF analysis

Brf Lunds Södra 3

Org. no. 769636-4574 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Aug 2026

Summary

Brf Lunds Södra 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,661 kr per square metre and the annual fee is 807 kr per square metre per year. Higher equity ratio than 93% of associations in Lund. The analysis highlights, among other things: Mycket hög räntekänslighet kan ge kraftiga avgiftshöjningar, Låneportföljen förfaller i etapper inom kort tid, Låg underhållsfond kan leda till framtida extra uttaxeringar.

Compared with neighbouring associations

  • Higher debt per m² than 79% of associations in Lund
  • Lower fee per m² than 65% of associations in Lund
  • Smaller maintenance fund than 66% of associations in Lund
  • Higher equity ratio than 93% of associations in Lund

Association facts

Municipality
Lund
Built
2021
Apartments
90
Total area
6 617 m²

Identified risks

  • Very high interest rate sensitivity can lead to sharp increases in chargesCritical
  • The loan portfolio will fall due in phases in the near term.High
  • Low maintenance fund can lead to future additional leviesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,661 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre807 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Lunds Södra 3 a financially healthy housing cooperative?
Brf Lunds Södra 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Lunds Södra 3?
The debt is 11,661 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 79% of associations in Lund.
How high is the fee in Brf Lunds Södra 3?
The annual fee is 807 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Lunds Södra 3 has a health score of 6 out of 10.