Hemlo's BRF analysis

Brf Malmö Värnhem 13

Org. no. 769623-0312 · Malmö

Weaknesses presentBased on the 2025 annual report · Analysed 17 Aug 2026

Summary

Brf Malmö Värnhem 13 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,768 kr per square metre and the annual fee is 1,105 kr per square metre per year. Higher debt per m² than 93% of associations in Malmö. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Stor refinansieringsrisk när flera lån förfaller samtidigt, Mycket hög belåning pressar framtida avgifter, Avgiften har redan höjts kraftigt och kan behöva höjas igen.

Compared with neighbouring associations

  • Higher debt per m² than 93% of associations in Malmö
  • Higher fee per m² than 91% of associations in Malmö
  • Smaller maintenance fund than 70% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 105 kr/m²
+8% over 1 yr20242025
Debt/m²14 768 kr/m²
0% over 1 yr20242025
Equity ratio58 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1936
Apartments
52
Total area
2 544 m²

Identified risks

  • High refinancing risk when multiple loans mature at the same timeCritical
  • Very high leverage is putting pressure on future service chargesCritical
  • The fee has already been increased significantly and may need to be raised again.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,768 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,105 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Malmö Värnhem 13 a financially healthy housing cooperative?
Brf Malmö Värnhem 13 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Malmö Värnhem 13?
The debt is 14,768 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Malmö.
How high is the fee in Brf Malmö Värnhem 13?
The annual fee is 1,105 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Malmö Värnhem 13 has a health score of 4 out of 10.