Hemlo's BRF analysis

Brf Munin 40

Org. no. 769623-4066 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 21 Sept 2026

Summary

Brf Munin 40 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,004 kr per square metre and the annual fee is 997 kr per square metre per year. Higher debt per m² than 95% of associations in Stockholm. The annual fee has increased 35% over 4 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Flera lån förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Stockholm
  • Higher fee per m² than 89% of associations in Stockholm
  • Smaller maintenance fund than 86% of associations in Stockholm
  • Lower equity ratio than 60% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²997 kr/m²
+35% over 4 yr2021–2025
Debt/m²15 004 kr/m²
+26% over 4 yr2021–2025
Equity ratio65 %
-3 pp over 4 yr2021–2025

Association facts

Municipality
Stockholm
Built
1912
Apartments
29
Total area
1 809 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per square metre (sqm)Critical
  • Several loans are due shortlyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre15,004 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre997 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Munin 40 a financially healthy housing cooperative?
Brf Munin 40 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Munin 40?
The debt is 15,004 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Stockholm.
How high is the fee in Brf Munin 40?
The annual fee is 997 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 35% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Munin 40 has a health score of 5 out of 10.