Hemlo's BRF analysis

Brf Sofia

Org. no. 745000-1529 · Lund

Stable associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 36% in Lund

Summary

Brf Sofia receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 849 kr per square metre per year. Lower debt per m² than 87% of associations in Lund. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Lånen förfaller nästan samtidigt, Tydlig uppåtgående avgiftstrend, Intäktsbasen är ovanligt beroende av andra intäkter än avgifter.

Compared with neighbouring associations

  • Lower debt per m² than 87% of associations in Lund
  • Larger maintenance fund than 66% of associations in Lund
  • Lower equity ratio than 66% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²849 kr/m²
+7% over 1 yr20242025
Debt/m²2 112 kr/m²
0% over 1 yr20242025
Equity ratio32 %
+3 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
1954
Apartments
48
Total area
3 297 m²

Identified risks

  • The loans mature almost at the same timeCritical
  • Clearly rising fee trendHigh
  • The revenue base is unusually dependent on income other than fees.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre849 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sofia a financially healthy housing cooperative?
Brf Sofia receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sofia?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Lund.
How high is the fee in Brf Sofia?
The annual fee is 849 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sofia has a health score of 7 out of 10.