Hemlo's BRF analysis
Brf Sadelmakaren 2
Org. no. 769611-4391 · Malmö
Summary
Brf Sadelmakaren 2 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,918 kr per square metre and the annual fee is 1,306 kr per square metre per year. Higher debt per m² than 98% of associations in Malmö. The annual fee has increased 10% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvadratmeter, Kortfristig refinansieringsrisk i låneportföljen.
Compared with neighbouring associations
- Higher debt per m² than 98% of associations in Malmö
- Higher fee per m² than 98% of associations in Malmö
- Larger maintenance fund than 76% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 2005
- Apartments
- 57
- Total area
- 3 358 m²
Identified risks
- Very high interest-rate sensitivityCritical
- Very high debt per square meterCritical
- Short-term refinancing risk in the loan portfolioHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre15,918 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,306 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Sadelmakaren 2 a financially healthy housing cooperative?
- Brf Sadelmakaren 2 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Sadelmakaren 2?
- The debt is 15,918 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Malmö.
- How high is the fee in Brf Sadelmakaren 2?
- The annual fee is 1,306 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 2 years.
- What does Hemlo grade G mean?
- Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sadelmakaren 2 has a health score of 2 out of 10.