Hemlo's BRF analysis

Brf Skeppsträdgården 2 i Västra Hamnen

Org. no. 769630-2848 · Malmö

Stable associationBased on the 2025 annual report · Analysed 21 Aug 2026

Top 40% in Malmö

Summary

Brf Skeppsträdgården 2 i Västra Hamnen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,051 kr per square metre and the annual fee is 959 kr per square metre per year. Higher debt per m² than 78% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög belåning driver upp risken för avgiftshöjningar, Mycket hög räntekänslighet vid stigande räntor, Låg underhållsfond i förhållande till framtida behov.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Malmö
  • Higher fee per m² than 63% of associations in Malmö
  • Higher equity ratio than 72% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²959 kr/m²
0% over 1 yr20242025
Debt/m²13 051 kr/m²
-1% over 1 yr20242025
Equity ratio71 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2017
Apartments
78
Total area
4 756 m²

Identified risks

  • High levels of debt increase the risk of rent/fee increasesCritical
  • Very high interest rate sensitivity when interest rates riseCritical
  • Low maintenance fund in relation to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,051 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre959 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Skeppsträdgården 2 i Västra Hamnen a financially healthy housing cooperative?
Brf Skeppsträdgården 2 i Västra Hamnen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Skeppsträdgården 2 i Västra Hamnen?
The debt is 13,051 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Malmö.
How high is the fee in Brf Skeppsträdgården 2 i Västra Hamnen?
The annual fee is 959 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skeppsträdgården 2 i Västra Hamnen has a health score of 7 out of 10.