Hemlo's BRF analysis

BRF Terrassen

Org. no. 769611-2080 · Helsingborg

Strong associationBased on the 2025 annual report · Analysed 14 Apr 2026

Top 18% in Helsingborg

Summary

BRF Terrassen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,782 kr per square metre and the annual fee is 696 kr per square metre per year. Higher equity ratio than 97% of associations in Helsingborg. The analysis highlights, among other things: Trolig stambytesrisk i mycket gammal fastighet, Räntekänslig ekonomi med flera lån och kommande förfall, Äldre fastighet med planerat underhåll som kan sammanfalla ekonomiskt.

Compared with neighbouring associations

  • Lower debt per m² than 71% of associations in Helsingborg
  • Lower fee per m² than 88% of associations in Helsingborg
  • Higher equity ratio than 97% of associations in Helsingborg

Association facts

Municipality
Helsingborg
Built
1936
Apartments
25
Total area
2 117 m²

Identified risks

  • Likely pipe replacement risk in a very old propertyCritical
  • Interest-rate-sensitive finances with multiple loans and upcoming maturitiesHigh
  • Older property with planned maintenance that can coincide financiallyMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,782 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre696 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Terrassen a financially healthy housing cooperative?
BRF Terrassen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Terrassen?
The debt is 3,782 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Helsingborg.
How high is the fee in BRF Terrassen?
The annual fee is 696 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Terrassen has a health score of 8 out of 10.