Hemlo's BRF analysis

Brf Timmerflotten 3

Org. no. 769608-3398 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Brf Timmerflotten 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,442 kr per square metre and the annual fee is 1,059 kr per square metre per year. Higher fee per m² than 93% of associations in Stockholm. The annual fee has increased 17% over 1 years. The analysis highlights, among other things: Kraftig avgiftshöjning signalerar pressad ekonomi, Räntekänslig lånestruktur med förfallspucklar, Hög skuldsättning för en liten förening med kommande investeringar.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Stockholm
  • Higher fee per m² than 93% of associations in Stockholm
  • Larger maintenance fund than 62% of associations in Stockholm
  • Lower equity ratio than 74% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 059 kr/m²
+17% over 1 yr2024–2025
Debt/m²8 442 kr/m²
0% over 1 yr2024–2025
Equity ratio52 %
-2 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Apartments
24
Total area
1 836 m²

Identified risks

  • A significant fee increase signals a strained financial positionCritical
  • Interest-rate-sensitive loan structure with maturity “puckers” (lump-sum maturities)High
  • High indebtedness for a small association with upcoming investmentsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,442 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,059 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Timmerflotten 3 a financially healthy housing cooperative?
Brf Timmerflotten 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Timmerflotten 3?
The debt is 8,442 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Stockholm.
How high is the fee in Brf Timmerflotten 3?
The annual fee is 1,059 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 17% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Timmerflotten 3 has a health score of 6 out of 10.