Hemlo's BRF analysis

Brf Tofta Resort

Org. no. 769635-1936 · Gotland

Acceptable, with remarksBased on the 2023 annual report · Analysed 1 Jul 2026

Summary

Brf Tofta Resort receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 0 kr per square metre and the annual fee is 927 kr per square metre per year. Smaller maintenance fund than 100% of associations in Gotland. The analysis highlights, among other things: Hela låneportföljen förfaller samtidigt, Mycket hög räntekänslighet kan snabbt pressa avgifterna, Ingen underhållsfond trots behov av framtida kapital.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Gotland
  • Higher fee per m² than 80% of associations in Gotland
  • Smaller maintenance fund than 100% of associations in Gotland
  • Higher equity ratio than 85% of associations in Gotland

Association facts

Municipality
Gotland
Built
2019
Apartments
16
Total area
600 m²

Identified risks

  • The entire loan portfolio matures at the same timeCritical
  • Very high interest-rate sensitivity can quickly put pressure on the chargesCritical
  • No maintenance fund despite the need for future capitalHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre927 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Tofta Resort a financially healthy housing cooperative?
Brf Tofta Resort receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Brf Tofta Resort?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Gotland.
How high is the fee in Brf Tofta Resort?
The annual fee is 927 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Tofta Resort has a health score of 6 out of 10.