Hemlo

Hemlo's BRF analysis

BRF Sälgen 6 i Visby

Org. no. 769618-9773 · Gotland

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Aug 2026

Summary

BRF Sälgen 6 i Visby receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,041 kr per square metre and the annual fee is 820 kr per square metre per year. Higher equity ratio than 85% of associations in Gotland. The analysis highlights, among other things: Stor risk för kostsamt stambyte, Räntekänslighet och rörligt lån kan pressa avgiften, Mycket låg underhållsfond i relation till ålder.

Compared with neighbouring associations

  • Smaller maintenance fund than 74% of associations in Gotland
  • Higher equity ratio than 85% of associations in Gotland

Association facts

Municipality
Gotland
Built
1954
Apartments
11
Total area
627 m²

Identified risks

  • High risk of costly pipe replacement (stambyte)Critical
  • Interest rate sensitivity and variable-rate loans can put pressure on the feeHigh
  • Very low maintenance fund in relation to ageHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,041 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre820 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
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Frequently asked questions

Is BRF Sälgen 6 i Visby a financially healthy housing cooperative?
BRF Sälgen 6 i Visby receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Sälgen 6 i Visby?
The debt is 5,041 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Sälgen 6 i Visby?
The annual fee is 820 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Sälgen 6 i Visby has a health score of 6 out of 10.