Hemlo's BRF analysis

Brf Mariedal 8

Org. no. 773200-0638 · Karlstad

Stable associationBased on the 2024 annual report · Analysed 22 Jun 2026

Top 49% in Karlstad

Summary

Brf Mariedal 8 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 786 kr per square metre per year. Lower equity ratio than 95% of associations in Karlstad. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stort låneförfall inom kort tid, Mycket svag soliditet ger liten buffert, Räntekänslighet över gränsnivå med små marginaler.

Compared with neighbouring associations

  • Lower debt per m² than 84% of associations in Karlstad
  • Higher fee per m² than 60% of associations in Karlstad
  • Smaller maintenance fund than 61% of associations in Karlstad
  • Lower equity ratio than 95% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²786 kr/m²
+1% over 1 yr20232024
Debt/m²5 120 kr/m²
-1% over 1 yr20232024
Equity ratio9 %
-3 pp over 1 yr20232024

Association facts

Municipality
Karlstad
Built
1987
Apartments
38
Total area
2 596 m²

Identified risks

  • Large loan repayment due in the near termCritical
  • Very low solidity provides a small bufferCritical
  • Interest rate sensitivity over the threshold with narrow marginsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre786 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Mariedal 8 a financially healthy housing cooperative?
Brf Mariedal 8 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Mariedal 8?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Karlstad.
How high is the fee in Brf Mariedal 8?
The annual fee is 786 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mariedal 8 has a health score of 7 out of 10.