Hemlo's BRF analysis

Brf Vagnmakaren nr 7

Org. no. 716407-0315 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Jul 2026

Summary

Brf Vagnmakaren nr 7 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,688 kr per square metre and the annual fee is 848 kr per square metre per year. Smaller maintenance fund than 92% of associations in Lund. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor risk för kommande kostnadschock från stambyte och VA-renovering, Hög räntkänslighet kan pressa avgiften, Mycket låg underhållsfond ger svag buffert.

Compared with neighbouring associations

  • Smaller maintenance fund than 92% of associations in Lund
  • Lower equity ratio than 88% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²848 kr/m²
0% over 1 yr20242025
Debt/m²4 688 kr/m²
-2% over 1 yr20242025
Equity ratio14 %
-3 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
1962
Apartments
26
Total area
892 m²

Identified risks

  • High risk of an upcoming cost shock from pipe replacement and water and wastewater (VA) renovationCritical
  • High interest-rate sensitivity can put pressure on the fee/dues.High
  • Very low maintenance fund results in a weak bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,688 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre848 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Vagnmakaren nr 7 a financially healthy housing cooperative?
Brf Vagnmakaren nr 7 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Vagnmakaren nr 7?
The debt is 4,688 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Vagnmakaren nr 7?
The annual fee is 848 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Vagnmakaren nr 7 has a health score of 6 out of 10.