Hemlo's BRF analysis
Brf Verkstan 1
Org. no. 769639-0678 · Umeå
Summary
Brf Verkstan 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,439 kr per square metre and the annual fee is 759 kr per square metre per year. Higher debt per m² than 96% of associations in Umeå. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Underhållsfonden är mycket låg i relation till ytan.
Compared with neighbouring associations
- Higher debt per m² than 96% of associations in Umeå
- Lower fee per m² than 79% of associations in Umeå
- Smaller maintenance fund than 64% of associations in Umeå
- Higher equity ratio than 93% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 2022
- Apartments
- 160
- Total area
- 12 212 m²
Identified risks
- Very high debt per sqmCritical
- Very high interest rate sensitivityCritical
- The maintenance fund is very low in relation to the area.High
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre14,439 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre759 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Verkstan 1 a financially healthy housing cooperative?
- Brf Verkstan 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Verkstan 1?
- The debt is 14,439 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Umeå.
- How high is the fee in Brf Verkstan 1?
- The annual fee is 759 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Verkstan 1 has a health score of 5 out of 10.