Hemlo's BRF analysis
Bostadsrättsföreningen Kaptenen
Org. no. 769637-5976 · Kalmar
Summary
Bostadsrättsföreningen Kaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,057 kr per square metre and the annual fee is 1,137 kr per square metre per year. Higher fee per m² than 98% of associations in Kalmar. The annual fee has increased 75% over 3 years. The analysis highlights, among other things: Ovanligt hög månadsavgift per kvm, Stor refinansieringspuckel inom 1–2 år, Mycket hög räntekänslighet.
Compared with neighbouring associations
- Higher debt per m² than 85% of associations in Kalmar
- Higher fee per m² than 98% of associations in Kalmar
- Smaller maintenance fund than 65% of associations in Kalmar
- Higher equity ratio than 60% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 2021
- Apartments
- 31
- Total area
- 2 004 m²
Identified risks
- Unusually high monthly fee per square metreHigh
- Large refinancing hump within 1–2 yearsHigh
- Very high interest rate sensitivityHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,057 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,137 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kaptenen a financially healthy housing cooperative?
- Bostadsrättsföreningen Kaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Kaptenen?
- The debt is 13,057 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Kalmar.
- How high is the fee in Bostadsrättsföreningen Kaptenen?
- The annual fee is 1,137 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 75% over 3 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kaptenen has a health score of 5 out of 10.