Hemlo's BRF analysis

HSB Bostadsrättsförening Berget I Skoghall

Org. no. 773200-1610 · Hammarö

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

HSB Bostadsrättsförening Berget I Skoghall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,330 kr per square metre and the annual fee is 922 kr per square metre per year. Higher fee per m² than 89% of associations in Hammarö. The annual fee has increased 17% over 5 years. The analysis highlights, among other things: Okänd stambytesstatus i 1959 års fastighet, Flera lån förfaller inom kort tid, Avgifterna är redan på väg upp.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Hammarö
  • Higher fee per m² than 89% of associations in Hammarö
  • Larger maintenance fund than 89% of associations in Hammarö
  • Lower equity ratio than 67% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²922 kr/m²
+17% over 5 yr20202025
Debt/m²3 329 kr/m²
-17% over 5 yr20202025
Equity ratio23 %
+2 pp over 5 yr20202025

Association facts

Municipality
Hammarö
Built
1959
Apartments
130
Total area
7 514 m²

Identified risks

  • Unknown pipe replacement status in the 1959 propertyCritical
  • Several loans mature in the near future.High
  • The service charges are already on the way up.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,330 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre922 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Berget I Skoghall a financially healthy housing cooperative?
HSB Bostadsrättsförening Berget I Skoghall receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Berget I Skoghall?
The debt is 3,330 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Hammarö.
How high is the fee in HSB Bostadsrättsförening Berget I Skoghall?
The annual fee is 922 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 17% over 5 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Berget I Skoghall has a health score of 6 out of 10.