Hemlo's BRF analysis

HSB Bostadsrättsförening Bosvedjan i Sundsvall

Org. no. 789200-2796 · Sundsvall

Stable associationBased on the 2025 annual report · Analysed 4 Sept 2026

Summary

HSB Bostadsrättsförening Bosvedjan i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,814 kr per square metre and the annual fee is 836 kr per square metre per year. Larger maintenance fund than 100% of associations in Sundsvall. The annual fee has increased 14% over 3 years. The analysis highlights, among other things: Stort underhållsbehov med svag underhållsfond, Förhöjd risk för kostsamt stambyte eller stamrenovering, Hög refinansieringsrisk inom de närmaste åren.

Compared with neighbouring associations

  • Lower debt per m² than 68% of associations in Sundsvall
  • Lower fee per m² than 64% of associations in Sundsvall
  • Larger maintenance fund than 100% of associations in Sundsvall
  • Lower equity ratio than 72% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²836 kr/m²
+14% over 3 yr20222025
Debt/m²2 814 kr/m²
+7% over 3 yr20222025
Equity ratio22 %
0 pp over 3 yr20222025

Association facts

Municipality
Sundsvall
Built
1965
Apartments
1033
Total area
81 185 m²

Identified risks

  • Large maintenance requirement with a weak maintenance fundCritical
  • Increased risk of costly pipe replacement or pipe renovationCritical
  • High refinancing risk in the coming yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,814 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre836 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Bosvedjan i Sundsvall a financially healthy housing cooperative?
HSB Bostadsrättsförening Bosvedjan i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Bosvedjan i Sundsvall?
The debt is 2,814 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 68% of associations in Sundsvall.
How high is the fee in HSB Bostadsrättsförening Bosvedjan i Sundsvall?
The annual fee is 836 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Bosvedjan i Sundsvall has a health score of 7 out of 10.