Hemlo's BRF analysis
HSB Bostadsrättsförening Haga i Karlstad
Org. no. 773200-1669 · Karlstad
Summary
HSB Bostadsrättsförening Haga i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,241 kr per square metre and the annual fee is 729 kr per square metre per year. Lower equity ratio than 68% of associations in Karlstad. The annual fee has increased 6% over 2 years. The analysis highlights, among other things: Stambyte nära sannolikt behov, Låg underhållsfond i förhållande till kommande behov, Refinansieringsrisk inom kort tid.
Compared with neighbouring associations
- Smaller maintenance fund than 65% of associations in Karlstad
- Lower equity ratio than 68% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1956
- Apartments
- 32
- Total area
- 2 582 m²
Identified risks
- Pipe replacement near likely needCritical
- Low maintenance fund relative to upcoming needsHigh
- Refinancing risk in the short termHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre4,241 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre729 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Haga i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Haga i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Haga i Karlstad?
- The debt is 4,241 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Haga i Karlstad?
- The annual fee is 729 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Haga i Karlstad has a health score of 6 out of 10.