Hemlo's BRF analysis
HSB Bostadsrättsförening Hagaborg i Karlstad
Org. no. 716411-3008 · Karlstad
Top 47% in Karlstad
Summary
HSB Bostadsrättsförening Hagaborg i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,132 kr per square metre and the annual fee is 762 kr per square metre per year. Lower debt per m² than 71% of associations in Karlstad. The annual fee has increased 3% over 2 years. The analysis highlights, among other things: Stambyte saknas eller är oklart i en 46-årig fastighet, Mycket låg underhållsfond i förhållande till kommande behov, Avgifterna är redan höjda och väntas höjas igen.
Compared with neighbouring associations
- Lower debt per m² than 71% of associations in Karlstad
- Smaller maintenance fund than 70% of associations in Karlstad
- Lower equity ratio than 64% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1978
- Apartments
- 286
- Total area
- 20 456 m²
Identified risks
- There is no pipe replacement (stambyte) or it is unclear in a 46-year-old property.Critical
- Very low maintenance fund in relation to upcoming needsHigh
- The service charges have already been increased and are expected to be increased again.High
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- Debt per square metre2,132 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre762 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Hagaborg i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Hagaborg i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Hagaborg i Karlstad?
- The debt is 2,132 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Hagaborg i Karlstad?
- The annual fee is 762 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 2 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Hagaborg i Karlstad has a health score of 7 out of 10.