Hemlo's BRF analysis

HSB Bostadsrättsförening Inspektoren i Skoghall

Org. no. 716411-3446 · Hammarö

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 20% in Hammarö

Summary

HSB Bostadsrättsförening Inspektoren i Skoghall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,842 kr per square metre and the annual fee is 688 kr per square metre per year. Lower debt per m² than 86% of associations in Hammarö. The annual fee has increased 9% over 2 years. The analysis highlights, among other things: Stambyte eller relining kan bli en mycket stor kostnad inom kort, Stora låneförfall inom 1–2 år kan ge högre räntekostnader, Avgifterna är på väg upp och kan stiga mer vid kommande projekt.

Compared with neighbouring associations

  • Lower debt per m² than 86% of associations in Hammarö
  • Lower fee per m² than 71% of associations in Hammarö
  • Lower equity ratio than 64% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²688 kr/m²
+9% over 2 yr20232025
Debt/m²1 842 kr/m²
-12% over 2 yr20232025
Equity ratio19 %
+3 pp over 2 yr20232025

Association facts

Municipality
Hammarö
Built
1974
Apartments
112
Total area
8 824 m²

Identified risks

  • Pipe replacement or relining can become a very large cost in the near future.Critical
  • Large loan maturities within 1–2 years can lead to higher interest costsHigh
  • Service charges are on the way up and may rise further with upcoming projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,842 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre688 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Inspektoren i Skoghall a financially healthy housing cooperative?
HSB Bostadsrättsförening Inspektoren i Skoghall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Inspektoren i Skoghall?
The debt is 1,842 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 86% of associations in Hammarö.
How high is the fee in HSB Bostadsrättsförening Inspektoren i Skoghall?
The annual fee is 688 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Inspektoren i Skoghall has a health score of 8 out of 10.