Hemlo's BRF analysis
HSB Bostadsrättsförening Klara i Karlstad
Org. no. 769612-6619 · Karlstad
Top 41% in Karlstad
Summary
HSB Bostadsrättsförening Klara i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,427 kr per square metre and the annual fee is 878 kr per square metre per year. Higher fee per m² than 83% of associations in Karlstad. The annual fee has increased 24% over 3 years. The analysis highlights, among other things: Hög stambytesrisk i mycket gammal fastighet, Tydlig avgiftstrend uppåt med risk för fler höjningar, Låg underhållsfond inför framtida större åtgärder.
Compared with neighbouring associations
- Higher debt per m² than 60% of associations in Karlstad
- Higher fee per m² than 83% of associations in Karlstad
- Larger maintenance fund than 71% of associations in Karlstad
- Higher equity ratio than 60% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1902
- Apartments
- 38
- Total area
- 2 629 m²
Identified risks
- High risk of pipe replacement in a very old propertyCritical
- Clear upward fee trend with risk of further increasesHigh
- Low maintenance fund for future major measuresHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre5,427 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre878 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Klara i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Klara i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Klara i Karlstad?
- The debt is 5,427 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Klara i Karlstad?
- The annual fee is 878 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 24% over 3 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Klara i Karlstad has a health score of 7 out of 10.