Hemlo's BRF analysis

HSB Bostadsrättsförening Kontrollanten i Karlstad

Org. no. 716411-2299 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 20 Jul 2026

Top 24% in Karlstad

Summary

HSB Bostadsrättsförening Kontrollanten i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 922 kr per square metre per year. Larger maintenance fund than 93% of associations in Karlstad. The annual fee has increased 22% over 5 years. The analysis highlights, among other things: Tydlig avgiftstrend uppåt, Stora lån förfaller under 2026, Underhållsfond och kommande åtgärder ger begränsad buffert.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Higher fee per m² than 89% of associations in Karlstad
  • Larger maintenance fund than 93% of associations in Karlstad
  • Lower equity ratio than 61% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²922 kr/m²
+22% over 5 yr20202025
Debt/m²3 198 kr/m²
-15% over 5 yr20202025
Equity ratio38 %
-2 pp over 5 yr20202025

Association facts

Municipality
Karlstad
Built
1953
Apartments
126
Total area
7 406 m²

Identified risks

  • Clear upward fee trendHigh
  • Large loans mature during 2026High
  • The maintenance fund and upcoming measures provide limited bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre922 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Kontrollanten i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Kontrollanten i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Kontrollanten i Karlstad?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Kontrollanten i Karlstad?
The annual fee is 922 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 22% over 5 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kontrollanten i Karlstad has a health score of 8 out of 10.