Hemlo's BRF analysis
Bostadsrättsföreningen Lokföraren 5
Org. no. 769634-0731 · Karlstad
Summary
Bostadsrättsföreningen Lokföraren 5 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,175 kr per square metre and the annual fee is 940 kr per square metre per year. Higher fee per m² than 92% of associations in Karlstad. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Misstänkt stort kommande stambyte, Hög skuldsättning med stor räntekänslighet, Underhållsplan saknas och senaste större renovering är gammal.
Compared with neighbouring associations
- Higher debt per m² than 85% of associations in Karlstad
- Higher fee per m² than 92% of associations in Karlstad
- Higher equity ratio than 62% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1929
- Apartments
- 11
- Total area
- 498 m²
Identified risks
- Suspected major upcoming plumbing replacementCritical
- High debt burden with high interest-rate sensitivityCritical
- The maintenance plan is missing and the latest major renovation is old.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre11,175 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre940 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Lokföraren 5 a financially healthy housing cooperative?
- Bostadsrättsföreningen Lokföraren 5 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Lokföraren 5?
- The debt is 11,175 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Lokföraren 5?
- The annual fee is 940 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lokföraren 5 has a health score of 5 out of 10.