Hemlo's BRF analysis

Bostadsrättsföreningen Pukslagaren

Org. no. 769611-7576 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Sept 2026

Summary

Bostadsrättsföreningen Pukslagaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,178 kr per square metre and the annual fee is 840 kr per square metre per year. Higher fee per m² than 76% of associations in Karlstad. The analysis highlights, among other things: Svag underhållsberedskap i fonden, Hög avgiftspress vid ränteskifte och omförhandling, Samlad skuldrisk inför kortfristiga låneförfall.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Karlstad
  • Higher fee per m² than 76% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
2005
Apartments
47
Total area
4 446 m²

Identified risks

  • Weak maintenance reserve in the fundHigh
  • High fee pressure during interest rate reset and refinancing negotiationsHigh
  • Total debt risk in relation to short-term loan maturitiesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,178 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre840 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Pukslagaren a financially healthy housing cooperative?
Bostadsrättsföreningen Pukslagaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Pukslagaren?
The debt is 8,178 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Pukslagaren?
The annual fee is 840 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Pukslagaren has a health score of 6 out of 10.