Hemlo's BRF analysis

HSB Bostadsrättsförening Målaren i Karlstad

Org. no. 716411-2331 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 16 Jul 2026

Top 18% in Karlstad

Summary

HSB Bostadsrättsförening Målaren i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 615 kr per square metre per year. Larger maintenance fund than 93% of associations in Karlstad. The analysis highlights, among other things: Hög risk för kommande stambyte i 50-talshus, Otillräcklig underhållsfond i förhållande till åldern på fastigheten, Refinansieringsrisk när hela låneportföljen förfaller samtidigt.

Compared with neighbouring associations

  • Lower debt per m² than 84% of associations in Karlstad
  • Lower fee per m² than 82% of associations in Karlstad
  • Larger maintenance fund than 93% of associations in Karlstad
  • Higher equity ratio than 77% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
1951
Apartments
84
Total area
5 049 m²

Identified risks

  • High risk of upcoming pipe replacement in 1950s buildingsCritical
  • Insufficient maintenance fund in relation to the age of the propertyHigh
  • Refinancing risk when the entire loan portfolio matures at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre615 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Målaren i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Målaren i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Målaren i Karlstad?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Målaren i Karlstad?
The annual fee is 615 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Målaren i Karlstad has a health score of 8 out of 10.