Hemlo's BRF analysis
HSB bostadsrättsförening Seminaristen i Karlstad
Org. no. 716411-2588 · Karlstad
Summary
HSB bostadsrättsförening Seminaristen i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,150 kr per square metre and the annual fee is 808 kr per square metre per year. Larger maintenance fund than 86% of associations in Karlstad. The analysis highlights, among other things: Stor refinansiering nära och risk för villkorsförsämring, Ålder på byggnaden gör stambyte till en möjlig större framtidskostnad, Tomträttsförnyelse nära i tiden.
Compared with neighbouring associations
- Higher fee per m² than 67% of associations in Karlstad
- Larger maintenance fund than 86% of associations in Karlstad
- Lower equity ratio than 63% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 1988
- Apartments
- 36
- Total area
- 2 919 m²
Identified risks
- Large refinancing nearby and risk of worsened termsHigh
- Age of the building means that pipe replacement could become a possible major future costHigh
- Ground lease renewal in the near termHigh
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- Debt per square metre5,150 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre808 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB bostadsrättsförening Seminaristen i Karlstad a financially healthy housing cooperative?
- HSB bostadsrättsförening Seminaristen i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB bostadsrättsförening Seminaristen i Karlstad?
- The debt is 5,150 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB bostadsrättsförening Seminaristen i Karlstad?
- The annual fee is 808 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB bostadsrättsförening Seminaristen i Karlstad has a health score of 6 out of 10.