Hemlo's BRF analysis

HSB Brf Frimuraren i Karlskrona

Org. no. 716405-5498 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 18 Aug 2026

Top 9% in Karlskrona

Summary

HSB Brf Frimuraren i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,634 kr per square metre and the annual fee is 910 kr per square metre per year. Larger maintenance fund than 94% of associations in Karlskrona. The analysis highlights, among other things: Hög refinansieringsrisk när hela låneportföljen ska omförhandlas, Nästan 41 år gammal fastighet utan dokumenterat stambyte, Avgifterna är redan på tydlig uppåttrend.

Compared with neighbouring associations

  • Higher fee per m² than 73% of associations in Karlskrona
  • Larger maintenance fund than 94% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1984
Apartments
30
Total area
1 894 m²

Identified risks

  • High refinancing risk when the entire loan portfolio is due for renegotiationHigh
  • Nearly 41-year-old property with no documented pipe replacementHigh
  • The fees are already showing a clear upward trend.High

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre4,634 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre910 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Frimuraren i Karlskrona a financially healthy housing cooperative?
HSB Brf Frimuraren i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Frimuraren i Karlskrona?
The debt is 4,634 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Frimuraren i Karlskrona?
The annual fee is 910 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Frimuraren i Karlskrona has a health score of 9 out of 10.