Hemlo's BRF analysis

Brf Strandpromenaden i Karlskrona

Org. no. 769631-2235 · Karlskrona

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Sept 2026

Summary

Brf Strandpromenaden i Karlskrona receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,239 kr per square metre and the annual fee is 936 kr per square metre per year. Higher debt per m² than 100% of associations in Karlskrona. The annual fee has increased 24% over 1 years. The analysis highlights, among other things: Hög skuldsättning med mycket känslig räntenivå, Avgiftsbasen är relativt svag och beroende av lokaler, Stor låneförfallodag kan pressa avgifterna.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Karlskrona
  • Higher fee per m² than 85% of associations in Karlskrona
  • Larger maintenance fund than 85% of associations in Karlskrona
  • Higher equity ratio than 92% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²936 kr/m²
+24% over 1 yr2024–2025
Debt/m²14 239 kr/m²
-1% over 1 yr2024–2025
Equity ratio70 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Karlskrona
Built
2019
Apartments
95
Total area
7 493 m²

Identified risks

  • High debt burden with a very sensitive interest rate levelCritical
  • The fee base is relatively weak and depends on commercial premises.High
  • Large loan redemption date can put pressure on the feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,239 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre936 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Strandpromenaden i Karlskrona a financially healthy housing cooperative?
Brf Strandpromenaden i Karlskrona receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Strandpromenaden i Karlskrona?
The debt is 14,239 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Karlskrona.
How high is the fee in Brf Strandpromenaden i Karlskrona?
The annual fee is 936 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 24% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Strandpromenaden i Karlskrona has a health score of 6 out of 10.