Hemlo's BRF analysis

HSB brf Gippen i Västerås

Org. no. 769607-5071 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 9 Aug 2026

Summary

HSB brf Gippen i Västerås receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,934 kr per square metre and the annual fee is 931 kr per square metre per year. Higher fee per m² than 83% of associations in Västerås. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Låg underhållsfond i relation till kommande behov, Äldre renoveringshistorik och oklart stambytesläge, Hög räntekänslighet kan driva avgiftshöjningar.

Compared with neighbouring associations

  • Higher debt per m² than 70% of associations in Västerås
  • Higher fee per m² than 83% of associations in Västerås
  • Larger maintenance fund than 75% of associations in Västerås
  • Higher equity ratio than 72% of associations in Västerås

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²931 kr/m²
+12% over 1 yr20242025
Debt/m²6 934 kr/m²
-1% over 1 yr20242025
Equity ratio66 %
+1 pp over 1 yr20242025

Association facts

Municipality
Västerås
Built
2002
Apartments
43
Total area
3 921 m²

Identified risks

  • Low maintenance fund in relation to upcoming needsHigh
  • Older renovation history and unclear state of pipe replacementHigh
  • High interest rate sensitivity can drive fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,934 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre931 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Gippen i Västerås a financially healthy housing cooperative?
HSB brf Gippen i Västerås receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Gippen i Västerås?
The debt is 6,934 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Västerås.
How high is the fee in HSB brf Gippen i Västerås?
The annual fee is 931 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Gippen i Västerås has a health score of 6 out of 10.