Hemlo's BRF analysis

HSB brf Haren i Karlskoga

Org. no. 776400-0878 · Karlskoga

Stable associationBased on the 2025 annual report · Analysed 24 Jul 2026

Summary

HSB brf Haren i Karlskoga receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,545 kr per square metre and the annual fee is 634 kr per square metre per year. The analysis highlights, among other things: Stor koncentration av lån som förfaller inom kort, Stambyte är gammalt och kommande VVS-risk kan vara underskattad, Låg underhållsfond kan leda till avgiftshöjning.

Association facts

Municipality
Karlskoga
Built
1961
Apartments
189
Total area
12 286 m²

Identified risks

  • High concentration of loans falling due in the near termHigh
  • Pipe replacement is old and the upcoming plumbing (VVS) risk may be underestimatedHigh
  • Low maintenance funds can lead to an increase in fees.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,545 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre634 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Haren i Karlskoga a financially healthy housing cooperative?
HSB brf Haren i Karlskoga receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Haren i Karlskoga?
The debt is 1,545 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Haren i Karlskoga?
The annual fee is 634 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Haren i Karlskoga has a health score of 7 out of 10.