Hemlo's BRF analysis
Brf Sintram i Karlskoga
Org. no. 769638-7237 · Karlskoga
Summary
Brf Sintram i Karlskoga receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 702 kr per square metre per year. Lower debt per m² than 100% of associations in Karlskoga. The analysis highlights, among other things: Mycket hög räntekänslighet kan slå hårt mot avgifterna, Stort låneförfall vid samma datum ökar refinansieringsrisken, Låg reservfond ger svag buffert för kommande underhåll.
Compared with neighbouring associations
- Lower debt per m² than 100% of associations in Karlskoga
- Lower fee per m² than 83% of associations in Karlskoga
- Smaller maintenance fund than 92% of associations in Karlskoga
- Higher equity ratio than 100% of associations in Karlskoga
Association facts
- Municipality
- Karlskoga
- Apartments
- 14
- Total area
- 1 571 m²
Identified risks
- Very high interest-rate sensitivity can hit the fees hardCritical
- A large loan maturity on the same date increases the refinancing riskHigh
- Low reserve fund provides a weak buffer for upcoming maintenanceHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre702 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Sintram i Karlskoga a financially healthy housing cooperative?
- Brf Sintram i Karlskoga receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Sintram i Karlskoga?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 100% of associations in Karlskoga.
- How high is the fee in Brf Sintram i Karlskoga?
- The annual fee is 702 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sintram i Karlskoga has a health score of 7 out of 10.