Hemlo's BRF analysis

HSB Brf Midgård i Skara

Org. no. 716410-4858 · Skara

Strong associationBased on the 2025 annual report · Analysed 15 Aug 2026

Summary

HSB Brf Midgård i Skara receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,125 kr per square metre and the annual fee is 901 kr per square metre per year. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Stammarna närmar sig sannolikt större åtgärd, Betydande låneomförhandlingar väntar inom kort, Avgifterna är på väg uppåt.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²901 kr/m²
+3% over 1 yr20242025
Debt/m²3 125 kr/m²
-2% over 1 yr20242025
Equity ratio65 %
0 pp over 1 yr20242025

Association facts

Municipality
Skara
Built
1989
Apartments
67
Total area
4 455 m²

Identified risks

  • The drainpipes are likely approaching a more substantial projectHigh
  • Significant loan renegotiations are expected shortlyHigh
  • The service charges are set to riseMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,125 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre901 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Midgård i Skara a financially healthy housing cooperative?
HSB Brf Midgård i Skara receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Midgård i Skara?
The debt is 3,125 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Midgård i Skara?
The annual fee is 901 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Midgård i Skara has a health score of 8 out of 10.