Hemlo's BRF analysis

HSB Brf Verdandi i Skara

Org. no. 768400-0768 · Skara

Strong associationBased on the 2025 annual report · Analysed 30 Aug 2026

Summary

HSB Brf Verdandi i Skara receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,264 kr per square metre and the annual fee is 792 kr per square metre per year. The analysis highlights, among other things: Underhållsfonden räcker troligen inte för kommande åtgärder, Stor refinansieringsrisk inom kort, Stora framtida underhållsprojekt i ett äldre hus.

Association facts

Municipality
Skara
Built
1965
Apartments
72
Total area
5 295 m²

Identified risks

  • The maintenance fund is unlikely to be sufficient for upcoming measuresHigh
  • High refinancing risk in the near termHigh
  • Large future maintenance projects in an older buildingMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,264 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre792 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Verdandi i Skara a financially healthy housing cooperative?
HSB Brf Verdandi i Skara receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Verdandi i Skara?
The debt is 2,264 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Verdandi i Skara?
The annual fee is 792 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Verdandi i Skara has a health score of 9 out of 10.