Hemlo's BRF analysis

HSB Brf Sockerbagar´n i Skara

Org. no. 768400-1360 · Skara

Strong associationBased on the 2025 annual report · Analysed 6 Sept 2026

Summary

HSB Brf Sockerbagar´n i Skara receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,485 kr per square metre and the annual fee is 919 kr per square metre per year. The annual fee has increased 32% over 3 years. The analysis highlights, among other things: Låg underhållsreserv kan leda till avgiftshöjning, Koncentrerad låneförfallostruktur kan skapa refinansieringsrisk, Liten förening gör ekonomin mer känslig för enskilda händelser.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²919 kr/m²
+32% over 3 yr2022–2025
Debt/m²3 485 kr/m²
-19% over 3 yr2022–2025
Equity ratio21 %
+16 pp over 3 yr2022–2025

Association facts

Municipality
Skara
Built
1962
Apartments
28
Total area
1 988 m²

Identified risks

  • Low maintenance reserves can lead to an increase in feesHigh
  • A concentrated loan maturity structure can create refinancing riskHigh
  • Small association makes the finances more sensitive to individual eventsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,485 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre919 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Sockerbagar´n i Skara a financially healthy housing cooperative?
HSB Brf Sockerbagar´n i Skara receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Sockerbagar´n i Skara?
The debt is 3,485 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Sockerbagar´n i Skara?
The annual fee is 919 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 32% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Sockerbagar´n i Skara has a health score of 8 out of 10.