Hemlo's BRF analysis
HSB Brf Sockerbagar´n i Skara
Org. no. 768400-1360 · Skara
Summary
HSB Brf Sockerbagar´n i Skara receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report. The debt is 4,305 kr per square metre and the annual fee is 697 kr per square metre per year. The analysis highlights, among other things: Mycket låg soliditet ger liten buffert vid oväntade kostnader, Stor del av lånen förfaller 2025 vilket kan pressa räntorna, Underhållsfonden är relativt låg i förhållande till kommande behov.
Association facts
- Municipality
- Skara
- Built
- 1962
- Apartments
- 28
- Total area
- 1 988 m²
Identified risks
- Very low equity ratio provides little buffer in the event of unexpected costsHigh
- A large part of the loans matures in 2025, which could put pressure on interest rates.High
- The maintenance fund is relatively low compared with upcoming needs.Medium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre4,305 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre697 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Brf Sockerbagar´n i Skara a financially healthy housing cooperative?
- HSB Brf Sockerbagar´n i Skara receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report.
- How high is the debt in HSB Brf Sockerbagar´n i Skara?
- The debt is 4,305 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Brf Sockerbagar´n i Skara?
- The annual fee is 697 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Sockerbagar´n i Skara has a health score of 9 out of 10.