Hemlo's BRF analysis

HSB brf Murklan i Sundsvall

Org. no. 716413-9714 · Sundsvall

Strong associationBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

HSB brf Murklan i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,538 kr per square metre and the annual fee is 862 kr per square metre per year. Larger maintenance fund than 88% of associations in Sundsvall. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Lågt underhållskapital inför kommande större åtgärder, Osäkert stambyte i en 44 år gammal fastighet, Nästan halva lånestocken förfaller under 2026.

Compared with neighbouring associations

  • Larger maintenance fund than 88% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²862 kr/m²
+1% over 1 yr20242025
Debt/m²3 538 kr/m²
-2% over 1 yr20242025
Equity ratio34 %
+2 pp over 1 yr20242025

Association facts

Municipality
Sundsvall
Built
1981
Apartments
201
Total area
18 102 m²

Identified risks

  • Low maintenance capital ahead of upcoming major measures/actionsHigh
  • Uncertain replacement of the building’s water and waste pipes in a 44-year-old propertyHigh
  • Almost half of the loan stock matures in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,538 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre862 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Murklan i Sundsvall a financially healthy housing cooperative?
HSB brf Murklan i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Murklan i Sundsvall?
The debt is 3,538 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Murklan i Sundsvall?
The annual fee is 862 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Murklan i Sundsvall has a health score of 8 out of 10.