Hemlo's BRF analysis

Brf Sadeln i Sundsvall

Org. no. 789200-5435 · Sundsvall

Strong associationBased on the 2025 annual report · Analysed 16 Jul 2026

Top 27% in Sundsvall

Summary

Brf Sadeln i Sundsvall receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,083 kr per square metre and the annual fee is 801 kr per square metre per year. Lower equity ratio than 76% of associations in Sundsvall. The annual fee has increased 12% over 3 years. The analysis highlights, among other things: Mycket svag underhållsfond kan ge avgiftshöjningar, Marknadsrisken går inte att verifiera med jämförelseobjekt, Byggår 1966 innebär högre teknisk åldersrisk trots genomfört stambyte.

Compared with neighbouring associations

  • Smaller maintenance fund than 73% of associations in Sundsvall
  • Lower equity ratio than 76% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²801 kr/m²
+12% over 3 yr20222025
Debt/m²3 081 kr/m²
-8% over 3 yr20222025
Equity ratio17 %
+4 pp over 3 yr20222025

Association facts

Municipality
Sundsvall
Built
1966
Apartments
128
Total area
10 537 m²

Identified risks

  • Very weak maintenance funds can lead to fee increases.High
  • The market risk cannot be verified using comparable transactions.Medium
  • Built in 1966 entails a higher technical age risk despite having completed a pipe replacement (stambyte).Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,083 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre801 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sadeln i Sundsvall a financially healthy housing cooperative?
Brf Sadeln i Sundsvall receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sadeln i Sundsvall?
The debt is 3,083 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Sadeln i Sundsvall?
The annual fee is 801 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sadeln i Sundsvall has a health score of 9 out of 10.