Hemlo's BRF analysis

HSB brf Skräddaren i Kumla

Org. no. 775700-0885 · Kumla

Stable associationBased on the 2025 annual report · Analysed 23 Jul 2026

Summary

HSB brf Skräddaren i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,723 kr per square metre and the annual fee is 932 kr per square metre per year. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Hög risk för kommande stambyte, Underhållsfonden är kraftigt underdimensionerad, Mycket låg soliditet ger liten ekonomisk buffert.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²932 kr/m²
+4% over 1 yr20242025
Debt/m²4 723 kr/m²
-1% over 1 yr20242025
Equity ratio3 %
+1 pp over 1 yr20242025

Association facts

Municipality
Kumla
Built
1956
Apartments
34
Total area
1 937 m²

Identified risks

  • High risk for upcoming pipe replacementCritical
  • The maintenance fund is severely underfundedHigh
  • Very low equity ratio provides a small financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,723 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre932 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Skräddaren i Kumla a financially healthy housing cooperative?
HSB brf Skräddaren i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Skräddaren i Kumla?
The debt is 4,723 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Skräddaren i Kumla?
The annual fee is 932 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Skräddaren i Kumla has a health score of 7 out of 10.