Hemlo's BRF analysis

HSB Brf Pantarholmen i Karlskrona

Org. no. 735000-1975 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 2 Jul 2026

Top 29% in Karlskrona

Summary

HSB Brf Pantarholmen i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,097 kr per square metre and the annual fee is 1,065 kr per square metre per year. Higher fee per m² than 85% of associations in Karlskrona. The analysis highlights, among other things: Avgiften är redan på väg upp kraftigt, Alla lån förfaller nära samtidigt 2026, Äldre fastighet trots genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 77% of associations in Karlskrona
  • Higher fee per m² than 85% of associations in Karlskrona
  • Larger maintenance fund than 75% of associations in Karlskrona
  • Higher equity ratio than 69% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1942
Apartments
27
Total area
1 218 m²

Identified risks

  • The fee is already set to rise sharply.High
  • All loans fall due around the same time in 2026High
  • Older property despite completed pipe replacementMedium

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre2,097 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,065 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pantarholmen i Karlskrona a financially healthy housing cooperative?
HSB Brf Pantarholmen i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pantarholmen i Karlskrona?
The debt is 2,097 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 77% of associations in Karlskrona.
How high is the fee in HSB Brf Pantarholmen i Karlskrona?
The annual fee is 1,065 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pantarholmen i Karlskrona has a health score of 9 out of 10.