Hemlo's BRF analysis

HSB Brf Pantarholmen i Karlskrona

Org. no. 735000-1975 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 2 Jul 2026

Top 15% in Karlskrona

Summary

HSB Brf Pantarholmen i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,065 kr per square metre per year. Lower debt per m² than 91% of associations in Karlskrona. The analysis highlights, among other things: Avgiften är redan på väg upp kraftigt, Alla lån förfaller nära samtidigt 2026, Äldre fastighet trots genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 91% of associations in Karlskrona
  • Higher fee per m² than 91% of associations in Karlskrona
  • Larger maintenance fund than 72% of associations in Karlskrona
  • Higher equity ratio than 70% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1942
Apartments
27
Total area
1 218 m²

Identified risks

  • The fee is already set to rise sharply.High
  • All loans fall due around the same time in 2026High
  • Older property despite completed pipe replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,065 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Pantarholmen i Karlskrona a financially healthy housing cooperative?
HSB Brf Pantarholmen i Karlskrona receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Pantarholmen i Karlskrona?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 91% of associations in Karlskrona.
How high is the fee in HSB Brf Pantarholmen i Karlskrona?
The annual fee is 1,065 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Pantarholmen i Karlskrona has a health score of 9 out of 10.