Hemlo's BRF analysis

RB BRF Aspen

Org. no. 735000-2841 · Karlskrona

Very strong associationBased on the 2025 annual report · Analysed 16 Jun 2026

Top 3% in Karlskrona

Summary

RB BRF Aspen receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,886 kr per square metre and the annual fee is 883 kr per square metre per year. Smaller maintenance fund than 72% of associations in Karlskrona. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Måttlig skuldsättning men inte stark soliditet, Stambyte är gjort, men det är gammalt och bör kontrolleras, Ränterisken är hanterbar men inte obefintlig.

Compared with neighbouring associations

  • Lower debt per m² than 70% of associations in Karlskrona
  • Higher fee per m² than 67% of associations in Karlskrona
  • Smaller maintenance fund than 72% of associations in Karlskrona
  • Lower equity ratio than 61% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²883 kr/m²
+15% over 2 yr20232025
Debt/m²2 886 kr/m²
-15% over 2 yr20232025
Equity ratio28 %
+9 pp over 2 yr20232025

Association facts

Municipality
Karlskrona
Built
1956
Apartments
167
Total area
9 968 m²

Identified risks

  • Moderate indebtedness but not strong solvencyMedium
  • The plumbing replacement has been carried out, but it is old and should be checked.Medium
  • The interest rate risk is manageable but not negligibleMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,886 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre883 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Aspen a financially healthy housing cooperative?
RB BRF Aspen receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Aspen?
The debt is 2,886 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 70% of associations in Karlskrona.
How high is the fee in RB BRF Aspen?
The annual fee is 883 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Aspen has a health score of 10 out of 10.