Hemlo's BRF analysis

RB BRF Fregatten

Org. no. 735000-1991 · Karlskrona

Stable associationBased on the 2025 annual report · Analysed 21 Aug 2026

Summary

RB BRF Fregatten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,095 kr per square metre and the annual fee is 1,138 kr per square metre per year. Higher fee per m² than 97% of associations in Karlskrona. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stambyte sannolikt nära eller obekräftat, Låg underhållsfond inför framtida större åtgärder, Hög avgift per kvm kan signalera kostnads- eller investeringspress.

Compared with neighbouring associations

  • Higher debt per m² than 70% of associations in Karlskrona
  • Higher fee per m² than 97% of associations in Karlskrona
  • Larger maintenance fund than 75% of associations in Karlskrona
  • Lower equity ratio than 73% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 138 kr/m²
+2% over 1 yr20242025
Debt/m²6 095 kr/m²
-2% over 1 yr20242025
Equity ratio21 %
+2 pp over 1 yr20242025

Association facts

Municipality
Karlskrona
Built
1935
Apartments
49
Total area
2 168 m²

Identified risks

  • Pipe replacement likely near or unconfirmedCritical
  • Low maintenance fund for future major measuresHigh
  • A high fee per square meter can indicate cost or investment pressureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,095 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,138 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Fregatten a financially healthy housing cooperative?
RB BRF Fregatten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Fregatten?
The debt is 6,095 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Karlskrona.
How high is the fee in RB BRF Fregatten?
The annual fee is 1,138 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Fregatten has a health score of 7 out of 10.