Hemlo's BRF analysis

HSB Brf Stockrosen i Kalmar

Org. no. 732400-0616 · Kalmar

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

HSB Brf Stockrosen i Kalmar receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,457 kr per square metre per year. Higher fee per m² than 100% of associations in Kalmar. The annual fee has increased 19% over 2 years. The analysis highlights, among other things: Nästan hela lånestocken förfaller samtidigt, Låg underhållsfond inför planerade åtgärder, Räntekänsligheten är tydlig och kan slå mot avgiften.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Kalmar
  • Higher fee per m² than 100% of associations in Kalmar
  • Smaller maintenance fund than 69% of associations in Kalmar
  • Lower equity ratio than 92% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 457 kr/m²
+19% over 2 yr20232025
Debt/m²6 877 kr/m²
-4% over 2 yr20232025
Equity ratio10 %
+3 pp over 2 yr20232025

Association facts

Municipality
Kalmar
Built
1943
Apartments
18
Total area
766 m²

Identified risks

  • Almost the entire loan portfolio falls due at the same timeCritical
  • Low maintenance fund ahead of planned measuresHigh
  • Interest rate sensitivity is clear and can affect the fee.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,457 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Stockrosen i Kalmar a financially healthy housing cooperative?
HSB Brf Stockrosen i Kalmar receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Stockrosen i Kalmar?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Kalmar.
How high is the fee in HSB Brf Stockrosen i Kalmar?
The annual fee is 1,457 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 19% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stockrosen i Kalmar has a health score of 6 out of 10.